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Financial Identity

Not a score.
A full picture.

A financial identity is a verified, multidimensional profile of how your business actually operates, built from real transaction data, not credit history.

Build yours

Traditional credit

A single number
Based on borrowing history
Opaque methodology
Controlled by bureaus
Slow to change

Financial identity

Six independent dimensions
Built from your own transactions
Full data provenance
Owned and controlled by you
Updates with every pipeline run

The six dimensions

Each dimension scored independently.

Capital providers see the full shape of your business — not a compressed number that hides more than it reveals.

01

Revenue Stability

How consistent and predictable your revenue inflows are over time.

02

Cashflow Predictability

How reliably your business generates positive operating cashflow.

03

Expense Discipline

How well you control operating costs relative to what you earn.

04

Liquidity Strength

The depth of your cash reserves and financial buffers.

05

Financial Consistency

The completeness and regularity of your financial activity over time.

06

Risk Profile

Detected anomalies, irregular patterns, and financial risk signals.

How it's built

From raw data to verified identity.

01

Connect

Link your bank accounts or upload statements directly.

02

Normalize

Transactions are categorised, cleaned, and structured for analysis.

03

Score

Six financial dimensions are computed independently from your data.

04

Verify

Your financial identity is sealed, versioned, and ready to share.

Your data is already telling a story.

Connect your bank account and see your financial identity in minutes.