Creditlinker
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Financial identity for businesses

Capital doesn't know
your business.
Now it will.

Creditlinker builds a verified financial identity from your business transaction history and connects you to capital providers who can act on it. Your profile updates continuously as your business operates.

Start building my Creditlinker ID I'm a capital provider

Works with accounts at

Access BankGTBankUBAZenith BankFirst BankFidelity BankStanbic IBTCStandard CharteredSterling BankUnion BankUnity BankFCMBEcobankKeystone BankPolaris BankProvidus BankWema BankALAT by WemaKuda BankMoniepointOpayGlobus BankJaiz BankTAJ BankTitan Trust BankSunTrust BankAltBankVULTeAccess BankGTBankUBAZenith BankFirst BankFidelity BankStanbic IBTCStandard CharteredSterling BankUnion BankUnity BankFCMBEcobankKeystone BankPolaris BankProvidus BankWema BankALAT by WemaKuda BankMoniepointOpayGlobus BankJaiz BankTAJ BankTitan Trust BankSunTrust BankAltBankVULTe

Financial Identity

Aduke Bakeries Ltd.

✓ VERIFIED
742Low Risk
Revenue Stability85
Cashflow Predictability78
Expense Discipline81
Liquidity Strength74
Financial Consistency88
Risk Profile91

2 capital providers want to connect

24 months of verified data

Review

Whether it's an investor, a bank, a microfinance institution, a supplier in Lagos or a manufacturer in China, every business partner wants to understand who you are, what your business does, how you operate, and whether your business is performing well. Creditlinker turns operational and financial data into clear, verifiable insights that inspire trust and open opportunities.

Nigerian SMEs move billions.
Financers still can't see them.
Creditlinker changes that.

Most Nigerian SMEs don't have audited accounts or formal credit history, but they have real financial activity. Creditlinker reads that activity and turns it into something capital providers can evaluate and act on.

What is a financial identity?

What happens after you sign up

How it works.

01

Connect

Link your bank accounts and financial records. Takes about 2 minutes.

02

Analyze

We process your real transaction history and business activity.

03

Get your ID

Your Creditlinker ID is created, verified and ready to share with capital providers.

04

Compound

Every month you operate, your profile adds more verified data. Capital providers see a deeper, more reliable picture of your business.

Free to start

Start your financial identity
in minutes.

Connect your bank accounts and we generate your Creditlinker ID from your real transaction history. Share it with capital providers directly from your dashboard.

Make my business visible to capital See how your ID grows
⚡ NEW, JUST LAUNCHED

Introducing the Creditlinker Pulse Card

A business credit card with a limit that recalculates in real time based on your live financial identity. When your business performs, your limit moves with it. Automatically.

Real-time dynamic limitsPowered by your Creditlinker IDBusiness spend only
Learn about the Pulse Card

Creditlinker

PULSE

LIVE LIMIT

₦2,400,000

ADUKE BAKERIES LTD